Kilara Group provides some simple calculators to help you get an approximation of your repayments.


The period used to calculate the monthly mortgage payment. This term is usually, but not always, the same as the maturity.

% annually

The rate charged by the borrower each period for the loan of money, by custom quoted on an annual basis. A rate of 6%, for example, means a rate of 1/2% per month. A mortgage interest rate is a rate on a loan secured by a specific property.


The amount the borrower promises to repay, as set forth in the mortgage contract. It differs from the amount of cash disbursed by the lender by the amount of points and other upfront costs included in the loan.


The monthly payment of interest and principal made by the borrower.